See your recommended GraceBase plan, your estimated net giving fees, and how much switching could put back into ministry each year — no login required.
Checked by default at checkout so donors can optionally cover fees — slide from 0% to 100% to model your congregation.
2.2% + $0.30 (nonprofit) instead of the standard 2.9% + $0.30
Estimated vs. Tithe.ly All-Access ($4,682/yr) vs. GraceBase Starter ($1,407/yr).
Estimates only. Current provider software costs are illustrative, based on typical published starting prices — confirm current rates on each provider's site. GraceBase fee math (1.5% platform fee, Stripe processing, ACH capped at $5.00) reflects GraceBase's published rates at the time of writing.
GraceBase passes through Stripe's standard US bank account (ACH) rate of 0.8% of the transaction, capped at $5.00 per transfer. A $2,000 ACH gift is charged $5.00 in processing, not $16.00 — the cap keeps large transfers inexpensive.
Stripe charges 2.9% + $0.30 per card transaction by default, but offers a discounted 2.2% + $0.30 rate to verified 501(c)(3) nonprofits. This calculator lets you toggle between the two so you can see your actual expected rate.
When a donor opts to cover fees at checkout (checked by default at checkout so donors can optionally cover processing fees — you can model any opt-in percentage from 0% to 100% with the slider above), the donor's card or bank account is charged slightly more so the church receives 100% of the intended gift — $0 net fee to the church on that transaction.
No — it's an estimate based on the volume, payment mix, and donor opt-in rate you enter. Your actual costs depend on your real transaction sizes and payment mix. Pricing and fee rates shown reflect GraceBase's published rates at the time of writing; verify current rates on the pricing page before budgeting.
No. All calculations run in your browser. Nothing you enter is saved, transmitted, or logged — you can adjust the inputs freely without creating an account.